Linha BNDES - RDI Bender

[vc_row][vc_column][vc_column_text]RDI BENDER conta com duas opções de financiamento via BNDES. Escolha a melhor para a sua empresa:

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BNDES FINAME

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CARTÃO BNDES

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599505211{margin-bottom: 0px !important;}”]

Como obter o crédito?

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476219647776{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466094705034{margin-bottom: 0px !important;}”]As operações do BNDES Finame são realizadas através da rede de agentes financeiros credenciados pelo BNDES[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476219654569{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466094713026{margin-bottom: 0px !important;}”]As operações do Cartão BNDES (desde a solicitação do cartão até a venda) são realizadas no Portal de Operações do Cartão BNDES[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599524006{margin-bottom: 0px !important;}”]

Quanto o BNDES financia

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220273103{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466094889408{margin-bottom: 0px !important;}”]Até 80% do valor da proposta[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220335310{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466094713026{margin-bottom: 0px !important;}”]As operações do Cartão BNDES (desde a solicitação do cartão até a venda) são realizadas no Portal de Operações do Cartão BNDES[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599563134{margin-bottom: 0px !important;}”]

Prazo do financiamento

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220282037{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466096990244{margin-bottom: 0px !important;}”]Até 60 meses[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220341598{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097016724{margin-bottom: 0px !important;}”]De 3 a 48 prestações mensais, fixas e iguais[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599575779{margin-bottom: 0px !important;}”]

Quem pode solicitar o financiamento?

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220292968{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097162350{margin-bottom: 0px !important;}”]Beneficiárias com receita operacional bruta anual até R$ 90 milhões:

I) Sociedades nacionais e estrangeiras, com sede e administração no País
II) Cooperativas, associações, sindicatos, clubes, fundações, condomínios e assemelhados
III) Pessoas jurídicas de direito público, exceto entidades da administração pública direta (Estados, Municípios e Distrito Federal). Somente acessível se a contratação puder ser autorizada pelo CMN; e
IV) Empresários individuais inscritos no Cadastro Nacional de Pessoas Jurídicas – CNPJ e no Registro Público de Empresas Mercantis[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220348256{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097207006{margin-bottom: 0px !important;}”]Beneficiárias com receita operacional bruta anual até R$ 90 milhões e que estejam em dia com INSS, FGTS, RAIS e tributos federais, a saber:

I) Pessoas jurídicas, com sede e administração no País, de controle nacional;
II) Cooperativas, associações, fundações, sindicatos, clubes, condomínios e assemelhados; e
III) Empresários individuais inscritos no CNPJ e no Registro Público de Empresas Mercantis[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599595329{margin-bottom: 0px !important;}”]

Taxa de juros

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220301832{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097285332{margin-bottom: 0px !important;}”]A taxa de juros é a soma das seguintes parcelas:

I) Custo Financeiro: TJLP (Taxa de Juros de Longo Prazo)
II) Remuneração básica do BNDES: 1,5% ao ano;
III) Taxa de intermediação financeira do BNDES: 0,1% a.a.; e
IV) Remuneração da instituição financeira: negociada entre o cliente e a instituição financeira[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220356800{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097306498{margin-bottom: 0px !important;}”]A taxa de juros é pré-fixada e divulgada mensalmente na página principal do Portal de Operações do Cartão BNDES, sendo válida do primeiro ao último dia do mês[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599618722{margin-bottom: 0px !important;}”]

Prazos

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220317098{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097331504{margin-bottom: 0px !important;}”]Até 5 anos (incluindo período de carência de até 2 anos)[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220409395{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097350812{margin-bottom: 0px !important;}”]Até 4 anos (parcelas iguais e fixas)[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1466599633745{margin-bottom: 0px !important;}”]

Como solicitar?

[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”bndes_finame” width=”1/3″ css=”.vc_custom_1476220322996{border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-left-color: #a3a3a3 !important;border-left-style: solid !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097367043{margin-bottom: 0px !important;}”]O pedido de financiamento deve ser realizado pelo cliente a uma instituição financeira credenciada pelo BNDES. O cliente deverá entregar ao Banco a proposta acordada com a RDI BENDER e negociar junto à instituição financeira a concessão de crédito, as garantias, os prazos, etc. Após a aprovação pela instituição financeira, a operação será encaminhada para a homologação e posterior liberação dos recursos pelo BNDES.[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”cartao_bndes” width=”1/3″ css=”.vc_custom_1476220414540{border-right-width: 1px !important;border-bottom-width: 1px !important;padding-top: 15px !important;padding-bottom: 15px !important;border-right-color: #a3a3a3 !important;border-right-style: solid !important;border-bottom-color: #a3a3a3 !important;border-bottom-style: solid !important;}”][vc_column_text css=”.vc_custom_1466097412631{margin-bottom: 0px !important;}”]O Cartão BNDES deve ser solicitado pelo cliente pela internet: No endereço www.cartaobndes.gov.br, clique em “Solicite seu Cartão BNDES” e siga as instruções fornecidas pelo Portal de Operações[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner equal_height=”yes” content_placement=”middle”][vc_column_inner el_class=”row_title” width=”1/3″][vc_column_text css=”.vc_custom_1480608701313{margin-bottom: 0px !important;}”]

Produtos que podem ser

financiados